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New Government loans have helped college students. Right now through FAFSA you can get free pell grant money up to 5k per year and also 10k in loans, which 5k you mush pay interest on while in school.
I suggest you check into unsubsidized or subsidized loans , as one of them you do not have to pay back, 6 months after getting out of college.
Stafford loan is on top of the loans that gives extra money where your going for your ph.d or bachelors or your masters degree. Masters and PH.d degree students qualify for the loans to help pay for their school and also scholarships at college or university.
Well good hunting and Bookmark this page for future reference.